Tag: Money

Aight!!

~ Sue ~ Leave a comment

Going to go out today to take some photos.

I am working a couple of hours extra today, and would like to do something with my day, other than just work. So, heading to bank as I need to find out information to get my PayPal account verified. So I’ll get that done today, and then I have a few clients that can pay me via PayPal, seeing as they don’t want to deal bank-to-bank.

The headaches of doing things for people and them not wanting to pay. It’s like people expect me do give them free things, just out of the kindness of my heart. I mean, I can give things away to an extent, but not to the organising 40 flashbook pages for a business that is already doing well. Considering all the images had to be cleaned up, some re-sketched, and categorised, it was a lot of work to expected as a freebie. I did say a tattoo would be adequate payment, but they didn’t like that idea. -.-

So, I’m using it as an excuse to head up into town, take some pictures, and buy nothing. Because I am still broke. :S Still, it’s better than sitting around here all day. Doing nothing. Well till 3pm, considering that’s when I start work. I may continue to do nothing at work, but, sssshhhhhh, don’t tell anyone.

As you can tell, I am in a random mood today, possibly made possible, because I can say that I should be seeing GC at the flipside of this weekend. If you don’t know that GC is Good Charlotte, and are my absolute favourite band in the world, then :P. It has to be said that Good Charlotte fans (the GCfam) are awesome and are some of my best friends. I have had a lot of ‘inner problems’ in the last few weeks, mostly over-stress, and they are the best support ever.

 

 

So its that time of year again.

~ Sue ~ Leave a comment

Its fast approaching the end of November. The time of the month I was supposed to have a certain novel finished. In truth, I am in no way going to complete it in time. Though I am still going to write it. Just on my own time scale. The reasoning behind that is because I was forcing myself to write, and it was just turning to shit, and I felt like crying over it. So I left it.

So instead I have found myself focusing on CHRISTMAS. Yes, it is that time of year again.

This is something that I really shouldn’t be thinking of, as I end up just getting really moody about the whole thing. Why? Because the event which is supposed to be about family and togetherness, is about trying to buy presents that everyone will like. *le sigh*

It’s the time of year where people worsen their financial situation, just so that they can buy others gifts. People are too scared to say ‘no’. If you can’t afford to do Christmas, don’t do it, or make hand-made things. I mean one of the best presents I ever received, was a letter from a friend, and it was an account of some of his best memories of us. It meant so much to me and it’s still one of my most prized possessions. It cost him nothing to make that gift, and it means so much.

Over the years it seems that people have substituted effort with money when it comes to giving gifts to others. Why spend days making something, when you can go into a shop a few days before the BIG DAY. Uch, its relentless, and we are guilt tripped in to being this way. As if, it makes you a bad person if you don’t buy something for a decent amount of money. It doesn’t make you a bad person, and if people did stop buying each other massive presents, then it would mean that someone would be making less money, and in the current economy, no-one wants to increase someone’s suffering.

It would be a lot better, if the whole money thing was taken out of Christmas. If you want to get someone something for the holidays, you would have to make it with your own hands. And to know that someone cared about you enough to actually spend time making you something? That would make everyone feel good, and it would be something unique and special.

If only it was that easy. I gave bookmarks to some people last year, they were thrown to the side as if they were rubbish. People are way too spoiled and should appreciate all they get.

*Thinks* Rant over.

Money made?

~ Sue ~ Leave a comment

I’m sure everybody reading this has had poor service at one time or another. But what is it that makes the service so poor?

Most of the time its because customers aren’t fully informed. People feel that they aren’t always told the correct information, when they speak to a company. Surely that is ridiculous, how can you give the money you earned to a company you don’t trust?

But nowadays, people are forced to accept these problems, as they HAVE to deal with companies. For instance, it is no longer possible for you not to have a bank account, whether you are on the dole, get a pension or work. Because money is now deposited automatically and controlled by the banks, and other companies. Too many people in this country never get to see a penny they have earned, because money is paid in and out of their bank account without them doing anything. We are forced into having bank account, because that’s how everything is done these days.

What about the people who don’t agree with the banks and how they act. There is no opt out. The banks earn millions of pounds day for looking after OUR MONEY. How is that fair? How is that looking after people? And to make things worse, you have issues and a change of circumstances, and you are punished with charges on your money. The banks run the world, because WE fund them.

I think that the economic crash, which has been going on for the last few years. The banks poor invested OUR money, lost it all, and the economy crashed. So you would think that governments would learn, and would give people more choice. But no, if anything they want to increase peoples’ reliance on the banks. That will not solve anything long term, and eventually there will be another crash.

We need to find a stable, better model for our society to run off. It is something that would take years, even decades to sort out, and I don’t even l know where we could go. Just it is obvious that the current model hasn’t worked, so we should look at something else to make our country successful, rather than just money.

But that is something that businesses and governments need to decide. Due to how society is now operated, a single person no longer has the choice to operate ‘cash in hand’. How is it correct that people are not allowed to take full control of their own money. If we can sort that out, I believe a lot of other things will follow.

To view more views on the state of our world, visit adbusters.

http://adbusters.org

For lack of a better title.

~ Sue ~ Leave a comment

Though I’d check in on here, and say hey, because I am in one hell of a good mood.

Was paid yesterday, and paid all my bills today. Just have to pay for hotel, which I will do when I get to blackpool. I am relieved, and feel good that I am tackling everything head on. Going to take money out of the bank, so that I have everything to hand. And then all I need to do is make sure I don’t spend it all.

I know, personal finances is something I try to keep away from here, but I am so happy and relieved, I can’t help but share this elated feeling I have. It feels good to be planned and focused on things for a change. So hopefully this is a sign of things to come, that I will actually manage to keep my personal finances under control. The issue is, you miss a few months payments, and everything goes awol.

I am talking to a debt advice company, and I am looking to find a way to consolidate all my debt, so I just have to pay one bill a month, even if its a high payment, it can never be as high as what I am paying out already. And that will also allow me to afford to start some kind of savings. Which then all-in-all help me when it comes down to starting off the business properly. *thinks* I hope this works.

*yawn*

~ Sue ~ Leave a comment

Was pretty productive again today at college. When I say productive, it means I was working on my project all the time I was in college. I stayed away from the computers, so I wasn’t distracted by facebook, or twitter. I mean I waste all my free time, on stupid things such as them. Its always FarmVille and Bejewelled that I spend ages on. Don’t get me wrong, I love playing stupid games, but its horrible when I know I have more important things I should be doing. I am spending ages on my thumbnails, which is me being behind. I was supposed to be on developement, so I’m a stage behind. But I am putting a hell of a lot of work on it now, which is something I wasn’t doing before.

In the money front, I was budgeting my £14 for the rest of the week (till I get paid next friday) and my dad said ‘I can give you £20 if you want’. And I thought ‘woo hoo’ more money to spend -.- That is not the way this is supposed to go. Let me budget, and I can make money last, but give me more, and I’ll just spend it all on nothing, probably. *rolls eyes* I mean I have already had a loaner of Paul, a mate a college, and I really don’t want to be owing more people money. Its not like I don’t pay it back, its just I hate having to resort to borrowing. I am in such a mess this month. I am writing out an action plan for when my wages come back, and who I owe money to.

I usually get paid £700ish, so I pay £80 for digs
£39.for phone
£50 for nationwide
£50 for Mint
£20 to Paul
£20 to dad, if i take it.
So thats about £260. Which is ok, if I can do that.

Big If.

Productive

~ Sue ~ Leave a comment

So, today was rather productive at college. Ok, I did sleep in again, but thats because it takes me till at least 4am to get to sleep. So when I do get to an unconcious state, I end up sleeping through my alarm, which is no good.

Anywho, handed in outcome 2 for vis com and worked on my Graphic Design sketch book. I feel happy with myself about that. Although I have been doing some work for my graphic design class, I am still way behind from where I need to be. Which is just bloody frustrating.Gonna try and do some more work for it tonight whilst at work, like between calls or something.

 Looks like its going to be another Freesat night, where customers call, and I can do very little. -.- Its very annoying, because I only have access to one system, and thats the one that runs the paid sky accounts on it. So freesat customers call and expect me to access their info, and I cant. Its annoying, and I can tell some of the customers are not happy about it. But its not my fault, I’m getting calls, I dont have the facility to deal with. I can order them new viewing cards, but thats it. Grrr

Also discovered my bus pass runs out next Tuesday, so I wont be able to get to college, and im gonna struggle with work too. *bangs head off wall* I never have enough money -.- So thats what I need, just as we are approaching project hand-ins, days off.

Firday the 13th

~ Sue ~ Leave a comment

Isn’t Friday the 13th supposed to be unlucky? I’m asking because today has been an alright day. I woke up to having £2 in my pocket, so I raked my room and found another 8 pound coins and a heepload of change. So I took the change and went to Asdas and put it in the change counter machine, where it counts all the money you have, and gives you a voucher you can spend on store for the value of the change ypu give it. Well I got over £19. So I went into Asdas and got beer for Sarah’s party tomorrow, and left in Dales car, as he is picking us up tomorrow to go to Hill of Beith.

Gonna be well good, actually quite excited about that. No had a drink since Halloween, and even that wasn’t very much.

Also Death Note is on Film4 tonight. 😀 So happy at that, I am going to order the DVDs, but it’d be nice to see them first. The films are based on a manga series, which I love. ❤ Its about a guy who finds a notebook, called a ‘Death Note’. It has been dropped by a shingami (grim reaper) called Ryuk. Once a name is written in this death note, if the writer has their face in mind, then they will die. It is really quite good, and I am reading my way through the manga as well.

So unless work is diabolical, its been a rather nice Friday the 13th