Budget It

I have taken the next few days to try and get myself a budget organised. Try to manage my money a little better. I say this, because I feel like when I get paid I throw all my money away, without recognising what I actually spend. I spend money mindlessly, which has been made worse with the push to a cash free environment.

So, after stumbling across budgeting videos on TikTok and YouTube, I thought I’d try to get to grips on what I actually spend. That way I can try and spend better. So, on Friday, when I was paid, I thought I’d give myself £40 to spend on non-essentials. See how long that lasts. Well… I had a busy shift on Saturday, ordered Domino’s Pizza, and had spent £20 already. I’m trying not to feel too discouraged, as this is just an experiment at this stage. And experiment that proves that I spend money way too easily.

I feel like I blame my mental health for everything, but it’s all connected with my depression, binge eating, and anxiety. I often float along, doing the bare minimum. I work, I keep my car on the road, I pay my bills. I have known that I have wasted money for a long time, but, as with everything, effort is required to sort it all out. And when I struggle to get out of bed, where money goes seems way out of my realm of reality.

So I am going to write down everything. When bills come out, and what they are for. And then try and be realistic with shopping for food and stuff, and plan ahead. Because that is another thing I am useless at, planning ahead. So this will take a bit of work. I have a paper journal, which I have been getting into the habit of using every day. So I am going to write all my working outs in there. See how it goes.